Eco Friendly

Address

13649 Banana Wind Way 31, Panama City Beach, FL

Listing Type

Active

Price

$ 1,199,000

Property Attributes

MLS#783789
TypeSingle Family
Listing Status Active
CountyBay
CityPanama City Beach
Area03 - Bay County - Beach
NeighborhoodMargaritaville Cottages
Zip32413
Style
Year Built2023
Taxes$ 12447
Price$ 1,199,000
Bedrooms5
Full Bathrooms4
Half Bathrooms1
Sqr Footage2128
Lot Size0.06 Acres

Data Source:

Central Panhandle Association of REALTORS® (CPAR)

Property Description

🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! ROI is up 74% over last year, YTD and growing! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property delivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

Elementary School	Middle School	High School
Hutchison Beach Elementary School	Surfside Middle School	Arnold High School

Price History
1/16/2026	Listed $1,239,120
3/14/2026	1$1,229,000
3/27/2026	1$1,219,000
5/25/2026	2$1,199,000

General Features

Sewer	Public Sewer
Utilities	Cable Connected
Property Subtype	Single Family Residence
Tax Year	2025
Community Features	Beach,Clubhouse,Conference/Meeting Room,Fitness Center,Game Room,Pool,Shopping,Waterfront,Community Pool,Short Term Rental Allowed
County	Bay
Property Type	Residential
HOA	true
Subdivision Name	Margaritaville Cottages
Special Listing Conditions	Listed As-Is
Status	Active
Directions	Margaritaville Beach Cottage Resort is located about 2 miles east of Pier Park directly on Front Beach Road.
High School	Arnold
City	Panama City Beach
Zoning Description	Resort
MLS Area	03 - Bay County - Beach
Lot Size Units	Acres
Lot Size Square Feet	2396
Elementary School	Hutchison Beach
Tax Annual Amount	12447
Middle/Junior High School	Surfside
MLS Area Minor	0320 - Beach - Middle Central
Standard Status	Active
Property Sub Type Additional	Single Family Residence
Association Amenities	Beach Rights,Game Room
Occupancy Type	Tenant
Waterfront Features	Shoreline - Sand
Year Built	2023
Heating	Central,ENERGY STAR Qualified Equipment
Cooling	Central Air,ENERGY STAR Qualified Equipment
Appliances	ENERGY STAR Qualified Appliances,Electric Oven,Gas Cooktop,Ice Maker
Patio/Porch Features	Patio
Construction Materials	HardiPlank Type
Attached Garage	false
Garage Y/N	false
Total Rooms	7
Full Baths	4
Stories Count	2
Levels	Two
Pool Features	Electric Heat,In Ground,Community
Security Features	Carbon Monoxide Detector(s),24 Hour Security,Security Service
Unit Number	31
New Construction	false
Energy Efficient	Appliances
Roof	Metal

Interior Features

Total Baths	5
Interior Amenities	Balcony,Double Vanity,Interior Steps,Separate Shower,Upper Level Primary
Furnished Units	All Units
Air Conditioning Y/N	true
Heating Y/N	true
Total Bedrooms	5
LivingAreaSource	Plans
Window Features	Double Pane Windows
Half Baths	1
Total Stories	2

Exterior Features

Lot Features	Sprinkler System,Paved
Lot Size Area	0.06
Lot Dimensions	32 X 76
Lot Size Acres	0.06
Road Frontage Type	City Street
Parking Features	Additional Parking,Paved
Building Area Total	2128
Waterfront Y/N	false
Exterior Amenities	Patio
Road Responsibility	Public Maintained Road