Address
3624 Betsy Lane, Panama City, FL
Price
$ 369,000
Property Attributes
- MLS#794451
- TypeSingle Family
- Listing Status Active
- CountyBay
- CityPanama City
- Area03 - Bay County - Beach
- NeighborhoodNorthwood Estates 1st
- Zip32408
- Style
- Year Built1978
- Taxes$ 1800
- Price$ 369,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1310
- Lot Size0.35 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Private pool, spa, major updates, and short-term rental potential in Panama City Beach! Welcome to 3624 Betsy Lane, tucked away in the Upper Grand Lagoon area of Panama City Beach. This 3-bedroom, 2-bath home offers the combination buyers are looking for--an established residential setting, private outdoor space, major system updates, and the flexibility to use the property as a primary residence, second home, or short-term rental. Major improvements include a new roof in 2020, new HVAC in 2020, new windows in 2020, and a new pool pump in 2026, taking care of several of the big-ticket items buyers often ask about. The backyard is where this property really shines. Enjoy your own in-ground swimming pool and spa, surrounded by established olive, orange, and fig trees that give the outdoor space character and a true Florida feel. The pool also has components in place for pool heat; the previous heater was not replaced, giving a future owner the option to add a new heater if desired. Spend the afternoon by the pool, unwind in the spa, pick fresh fruit from your own backyard, or entertain friends after a day at the beach. Inside, the living room offers another unexpected feature--a functional wood-burning fireplace currently concealed by the electric fireplace, giving a future owner the option to uncover and enjoy the home's original fireplace. Located on a dead-end residential street, you're close to the best of the east end of Panama City Beach, including Grand Lagoon, boating, fishing, marinas, restaurants, St. Andrews State Park, the beach, and Naval Support Activity Panama City. Whether you're looking for a full-time home near the water, a PCB getaway, or a property with short-term rental potential, 3624 Betsy Lane offers something increasingly hard to find--a single-family home with a private pool and spa, established backyard, major updates, and no condo lifestyle required. Beach. Boat. Pool. Spa. Backyard. Repeat.
| Elementary School | Middle School | High School |
|---|---|---|
| Patronis Elementary School | Surfside Middle School | Arnold High School |
| Price History | |
|---|---|
| 8/23/2026 | Listed $369,000 |
General Features
| Utilities | Electricity Available |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Short Term Rental Allowed |
| County | Bay |
| Property Type | Residential |
| HOA | false |
| Subdivision Name | Northwood Estates 1st |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | Northwest on North Lagoon, Betsy on right |
| High School | Arnold |
| City | Panama City |
| Zoning Description | Resid Single Family |
| MLS Area | 03 - Bay County - Beach |
| Lot Size Units | Acres |
| Lot Size Square Feet | 15246 |
| Elementary School | Patronis |
| Tax Annual Amount | 1800.73 |
| Middle/Junior High School | Surfside |
| MLS Area Minor | 0319 - Beach - East |
| Standard Status | Active |
| Property Sub Type Additional | Single Family Residence |
| Other Structures | Shed(s) |
| Occupancy Type | Occupied |
| Year Built | 1978 |
| Heating | Central,Electric |
| Cooling | Central Air |
| Appliances | Electric Cooktop |
| Patio/Porch Features | Porch,Screened |
| Construction Materials | Brick |
| Attached Garage | false |
| Garage Y/N | false |
| Total Rooms | 5 |
| Full Baths | 2 |
| Architectural Style | Ranch |
| Stories Count | 1 |
| Pool Features | In Ground,Private |
| New Construction | false |
| Roof | Composition,Shingle |
Interior Features
| Total Baths | 2 |
|---|---|
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 3 |
| LivingAreaSource | Appraiser |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Size Area | 0.35 |
| Lot Dimensions | 90.0 ft x 172.0 ft |
| Lot Size Acres | 0.35 |
| Road Frontage Type | City Street |
| Parking Features | Additional Parking |
| Building Area Total | 1310 |
| Waterfront Y/N | false |
| Exterior Amenities | Fire Pit,Porch |
| Road Responsibility | Public Maintained Road |
| Fencing | Full,Fenced,Privacy |
| Covered Spaces | 1 |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32408
Price
Taxes
Year Built
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
